Tax refund Transfer


Taxpayer advance loans at no cost to you


Taxpayer advance loans are always no cost to the customer, and with e-Advance they are no cost to you as well.

Up to $1,200 per advance loan


With our three-tier program, your customers could be approved for $500, $800, or $1,200.

program features:

üNo cost loans with a great refund transfer program e-Advances offers the great refund transfer programs that EPS is known for with taxpayer refund advance loans at no cost to you or the customer. And the refund transfer cost to your customer is still only $35. üIntegrated into the tax software What this means for you is no third-party involvement. üOne check stock Tax refund checks and tax refund advance checks will be printed on the same check stock. Advances are also available on the prepaid card.

2017 EPS Advance Program Results

$1.3 billion +

approved taxpayer loans


approval rating

taxpayer Advance LOAN

Up to $1,200!

and no cost to you or the taxpayer.

Tax Refund Disbursement choices

$35 refund transfer fee

E1 Visa® Prepaid Card

The E1 Card is a great option for your underbanked and prepaid card clients!

Paper Check

A paper check is easily printed in your tax office for the taxpayer to pick up.

Direct Deposit

The tax refund proceeds are direct deposited to the client's bank account.

Looking for something different?

Remember, the taxpayer advance is an available option with the other EPS programs!

© 2017 EPS Financial, a division of MetaBank®. All rights reserved.

Tax refund and e-filing are required in order to receive EPS Tax bank product.  Bank fees apply.  Product terms and conditions are subject to change without notice.  Program availability varies by software and state. State of Illinois: e-Bonus program only, no rebate available.


E1 Visa Prepaid Card is issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and administered by EPS Financial, a division of MetaBank, and may be used everywhere Visa debit cards are accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.


The EPS Tax Refund Advance is an optional tax-refund related loan provided through MetaBank® (it is not the actual tax refund) at participating locations.  The amount of the advance will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer.  Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $800, or $1,200.  Additional marketing fee applies with e-Collect and e-Bonus programs or loans without a refund transfer. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. IRS delays may affect the delivery timing of loan proceeds. Product terms and conditions are subject to change without notice.  Program availability varies by software and state.


e-Bonus Terms: EPS will pay a $12 rebate for each funded check , direct deposit, and Direct2Cash disbursement and $25 for each card disbursement.  Funding is defined as any taxpayer return funded by IRS or state that covers the entire e-Bonus product price of $35 (account set up fee) and was funded between the start of eFile and April 30, 2018.  The rebate will be sent to the ERO via ACH between May 15-30, 2018. EPS reserves the right to withhold any rebate funding if the ERO owes EPS money from duplicate checks, fraud or other issues.  If the ERO office is in a declined status due to fraud on or before April 30, 2018, EPS reserves the right to withhold any rebate payments.  State of Illinois: e-Bonus program only, no rebate available.  Rebate, product, and terms are subject to change.