Lowest cost

refund transfer


Save your customers money


e-Collect is the lowest cost program in the industry. Check out our cost savings below!

No cost option


If your customers choose to have their tax refund loaded to a prepaid card there is no cost for the product.

Compare & Save:

Pricing comparison based on 2015 tax season bank fees for a Refund Transfer direct deposit with federal refund and are subject to change.

Add on A taxpayer Advance LOAN

Would you like to offer your taxpayers a refund advance while still keeping the RT fee low?


Good news! For 2017 you will have the option to offer tax refund advances of $500, $800, or $1,200 to your customers with the e-Collect program. There is no additional charge to the taxpayer for the refund advance outside of the e-Collect account setup fee. A marketing fee of $25, $35, or $45 applies respectively to approved taxpayer advances and is conveniently withdrawn from your tax preparation fees. To offer, all you have to do is select "e-Collect" while enrolling and then choose "Advance" as one of your product options.

Up to $1,200!

Tax Refund Disbursement choices

NO Refund Transfer Fee

$20 Refund Transfer Fee

$15 Refund Transfer Fee

E1 Visa® Prepaid Card

The E1 Card is a great option for your underbanked and prepaid card clients!

Paper Check

A paper check is easily printed in your tax office for the taxpayer to pick up.

Direct Deposit

The tax refund proceeds are direct deposited to the client's bank account.

© 2017 EPS Financial, a division of MetaBank®. All rights reserved.

Tax refund and e-filing are required in order to receive EPS Tax bank product.  Bank fees apply.  Product terms and conditions are subject to change without notice.  Program availability varies by software and state. State of Illinois: e-Bonus program only, no rebate available.


E1 Visa Prepaid Card is issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and administered by EPS Financial, a division of MetaBank, and may be used everywhere Visa debit cards are accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.


The EPS Tax Refund Advance is an optional tax-refund related loan provided through MetaBank® (it is not the actual tax refund) at participating locations.  The amount of the advance will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer.  Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $800, or $1,200.  Additional marketing fee applies with e-Collect and e-Bonus programs or loans without a refund transfer. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. IRS delays may affect the delivery timing of loan proceeds. Product terms and conditions are subject to change without notice.  Program availability varies by software and state.


e-Bonus Terms: EPS will pay a $12 rebate for each funded check , direct deposit, and Direct2Cash disbursement and $25 for each card disbursement.  Funding is defined as any taxpayer return funded by IRS or state that covers the entire e-Bonus product price of $35 (account set up fee) and was funded between the start of eFile and April 30, 2018.  The rebate will be sent to the ERO via ACH between May 15-30, 2018. EPS reserves the right to withhold any rebate funding if the ERO owes EPS money from duplicate checks, fraud or other issues.  If the ERO office is in a declined status due to fraud on or before April 30, 2018, EPS reserves the right to withhold any rebate payments.  State of Illinois: e-Bonus program only, no rebate available.  Rebate, product, and terms are subject to change.