Pay out your clients’ tax refund up to 4 days faster1!
Skip the paperwork, avoid extra office visits, and give your clients access to their money right away—all in one simple step. Ready to make tax season easy?
How FasterMoney Disbursements Work
Tax season shouldn’t be stressful for you or your clients. With the FasterMoney® Visa® Prepaid Card2, you can deliver tax refunds, Taxpayer Advance Loans3, and December Loyalty4 funds quick—up to 4 days sooner1 than traditional disbursement methods.
Get clients in and out in no time! The FasterMoney Visa Prepaid Card makes your disbursement process simple and efficient.
STEP-BY-STEP: FROM TAX RETURN TO MONEY IN HAND
Prepare and file your client's December Loyalty, tax return, and/or Taxpayer Advance Loan.
Give the card to your client - funds will load automatically and they leave your office with the card in hand.
Your client is notified via text/email when their card is loaded and ready to spend. And they can easily manage their card through the Manage My Card app!
Why Choose FasterMoney Visa Prepaid Cards?
With the recent IRS paper check news, legislation shift, and younger taxpayers opting for prepaid cards, you have the unique opportunity to meet your client’s needs with the FasterMoney Card. But most importantly, you have the opportunity to streamline your business operations, especially during the peak of tax season.
You get a practical way to deliver tax refunds, holiday funds, and Taxpayer Advance Loans while securing your tax office operations during times of change.
Your clients can access their money quick and manage it anytime through the Manage My Card App5. It’s win-win!
- No paperwork—skip printing, tracking, or mailing paper checks
- Clients leave with their card the same day—no extra trips
- $0 in-season marketing fee6 for your office if Taxpayer Advance Loans are loaded to the card
- FDIC insured funds7 and Visa’s Zero Liability protection8
It’s time to streamline your workflow!
DID YOU KNOW?
-
Around 67% of U.S. millennials now prefer prepaid cards over credit cards due to better budgeting control and debt avoidance.*
Source* – Data provided by Prepaid Card Market Trends, Share | CAGR of 23.2% - In 2024, the U.S. prepaid card market reached a value of $1.76 billion, with transactions worldwide expected to surpass $10.62 billion in 2034.1**
- Prepaid cards provide a seamless way to shop online and withdraw cash without the risks associated with traditional checking accounts, such as overdraft fees and maintaining minimum balances.**
Source** – SoftJourn 5 Prepaid Card Industry Trends for 2025 Updated January 23, 2025
Want to speed up tax refunds for your clients too?
Security & Support You Can Count On
The FasterMoney Visa Prepaid Card is built with strong security and helpful support for you and your clients.
Lost Card? No Problem
Funds and cards can be quickly replaced. All funds FDIC insured7 and protected by Visa Zero Liability.
Real-Time Alerts
Clients get instant text or email updates with the Manage My Card app.
Support Contact For You and Your Clients
EFasterMoney Visa Prepaid Card Taxpayer Support:
Let’s get started—enroll your office today!
Setting up the FasterMoney Visa Prepaid Card is quick and easy. Plus, when you offer Taxpayer Advance Loans on the card, you avoid the in-season marketing fee6—saving you money on tax office expenses.
Our 2, Easy Step-by-Step Enrollment:
Sign Up with Your Tax Software
Select “EPS” as your bank partner.
Log in to your EPS account
Complete your enrollment.
THAT’S IT!
Start Issuing Cards
Once your enrollment is approved, you can immediately load December Loyalty funds, tax refunds, and Taxpayer Advance Loans onto FasterMoney cards for your clients.
Have questions? Check our FAQs or reach out to our support team—we’re here to help every step of the way.
Have questions? We’re here to help!
Find quick answers to the most common questions about the FasterMoney Visa Prepaid Card and our services below.
Who is eligible to use the FasterMoney® Visa® Prepaid Card?
Are there any fees for tax preparers or clients?
How do Refund Transfers, December Loyalty, and Taxpayer Advance Loans work with the FasterMoney Card?
Why offer the FasterMoney Card to your clients?
1. The speed at which the IRS will process your refund will not change. Early availability claim is based on a comparison of the FasterMoney Visa® Prepaid Card’s policy of making federal refunds available upon receipt of payment instruction versus the typical banking practice of making funds available at settlement. This early access requires deposit of your federal refund onto the FasterMoney Card and depends on the timing of the IRS’s submission of the payment as well as other payment instructions, and fraud prevention measures. Policy subject to change.
2.The FasterMoney Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.
3. The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,500, with interest-based applicants receiving an average of $2,157.45; $7,500 available only to well-qualified applicants with a minimum expected tax refund of $10,592. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 33 day term, total amount payable in a single payment is $2,581.37 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
4. The December Taxpayer Loyalty Program is not a loan to your clients. No fees may be charged to your clients for this program. Refer to your ERO Program Agreement for further details.
5. While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this card. See cardholder agreement for more details.
6. A marketing fee of $34.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 marketing fees require e-Advance program or use of the FasterMoney® Visa® Prepaid Card for disbursement with e-Collect and e-Bonus.
7. Register your Card for FDIC insurance eligibility and other protections. Pathward, National Association is an FDIC-insured depository institution. Your funds are eligible for FDIC pass-through insurance to the extent they are held by Pathward and otherwise meet the regulatory requirements for pass-through insurance.
8. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail
9. Third-party data rates may apply.
10. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee.
11. The Refund Transfer is an optional tax refund-related product offered by Pathward®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.