The EPS Edge

More Options. Better Solutions. That's the EPS Edge!

Above all, here’s where EPS excels to help make your tax season a success!

30,000+
30,000+ Tax Offices Enrolled
Over $2B
Over $2B Originated in Taxpayer Advance Loans¹
3 Refund Transfer Programs²
3 Refund Transfer Programs² For You to Choose From
84% Approval Rate³,
84% Approval Rate³, on Taxpayer Advance Loans
Debit and Credit Card Processing
Debit and Credit Card Processing Starting as low as 1.74%
Only $29.95⁴ In-Season ERO Marketing Fee⁵
Only $29.95⁴ In-Season ERO Marketing Fee⁵ No cost to you if the loan is issued on a FasterMoney® Discover® Prepaid Card⁶

THREE UNIQUE REFUND TRANSFER PROGRAMS!

Give clients who may not be able to pay your tax preparation fee upfront the option of paying you later by using their refund. What better way to open the door to new clients and then ensure you get paid before they leave your office. We provide three different Refund Transfer programs because YOU know best what works for your tax office.

Low Cost Refund Transfer

High Incentive Refund Transfer⁷

No Cost Taxpayer Advance Refund Transfer

e-Pay: THE PAYMENT PROCESSING SOLUTION FOR YOUR TAX OFFICE

Our debit and credit card payment processing program comes with no monthly fees outside tax season, no long-term contracts, and year-round processing. Give your clients more with these great benefits for you.

CLIENTS CHOOSE HOW THEY WANT TO RECEIVE THEIR FUNDS

FasterMoney® Refund Transfer and Advance Program

FasterMoney® Refund Transfer and Advance Program

Check

Check

Direct Deposit

Direct Deposit

Customer Service Excellence

Here for you with:

• Reach us in less than 10 seconds

• We listen and plan for tax season peaks just like you!

• Customer support in English & Spanish

• Live on-line chat

1.The Refund Advance is an optional tax-refund related loan provided by MetaBank, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29-day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

2. The Refund Transfer is an optional tax refund-related product offered by MetaBank®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.

3. Data based on 2022 tax season performance.

4. A marketing fee of $29.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 marketing fees require e-Advance program or use of the FasterMoney® Discover® Prepaid Card for disbursement with e-Collect and e-Bonus.

5. $0 Marketing Fees require e-Advance program or use of the FasterMoney Prepaid Card for disbursement. Additional marketing fee applies for every approved advance with e-Collect and e-Bonus programs or loans without a refund transfer. Availability and fees may vary by software.

6. The FasterMoney® Discover® Prepaid Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Discover Network. Discover and the Discover acceptance mark are service marks used by MetaBank, Member FDIC, under license from Discover Financial Services.

7. e-Bonus Terms: EPS will pay a $8 rebate for each funded check and direct deposit disbursement and $16 for each card disbursement. An additional rebate of $4 will be awarded for each additional funded deposit on any disbursement. Funding is defined as any taxpayer return funded by IRS or state that covers the entire e-Bonus product price of $39.95 (account set up fee) or subsequent $14 (additional deposit fee) and was funded between the start of eFile and April 30, 2022. The rebate will be sent to the tax professional via ACH between June 15-30, 2022. EPS reserves the right to withhold any rebate funding if the tax professional owes EPS money from duplicate checks, excessive loan loss, fraud, enrollment status, or other issues. Rebate availability varies by state and software.