Refund TransferS

Built for Your

Tax Office

Three Programs,

Your Choice:


Option 1


ü $0 - $20 RT cost ü Cost savings for your customers + $500-$6,000 Taxpayer Loan optional add on1 + Available January 2, 20192



Option 2


ü Rebates up to $25 per product3 ü No volume requirement + $500-$6,000 Taxpayer Loan optional add on1 + Available January 2, 20192



Option 3


ü Loans from $500 -
 $6,000 for the taxpayer1 + Available January 2, 20192
ü No cost to you2


2018 Taxpayer Advance Program

Marketing Materials


We provide you and your office with a variety of marketing materials, including posters, outdoor banners, and brochures.

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Startup Loans & Fee Advance


Taxpayer refund advances1

$500 - $6,000

ü Available with all EPS Tax programs ü No cost and interest bearing options for the taxpayer1 ü No cost to you, the preparer, with e-Advance program2 ü Three tier program: $500 or 25%, 50%, or 75% of the expected refund ü Available January 2, 20193 to qualified preparers
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Credit card processing

built for the tax professional

Rates starting at 1.74%

ü No monthly fee outside of tax season ü Year-round processing ü No long-term commitment ü No cancellation fee

Software Partners:

TaxWise OLT Pro QR Tax Pro File Your Taxes .com My Tax Prep Office Pro Tax Pro .com Drake Software taxslayer pro

Valuable EPS Partners:

Enjoy discounts and member benefits just for partnering with EPS.

latino tax pro .org the tax book, discount code 730 Dell computers and technology
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EPS, a division of MetaBank

© 2019 EPS Financial, a division of MetaBank®. All rights reserved.

Tax refund and e-filing are required in order to receive EPS Tax bank product.  Bank fees apply.  Product terms and conditions are subject to change without notice.  Program availability varies by software and state. The Refund Transfer is an optional tax refund-related product offered by MetaBank®, Member FDIC. The Refund Transfer is not a loan.  E-filing of tax return is required to be eligible for the product.  Fees apply.  See terms and conditions for details.


E1 Visa® Prepaid Card is issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and administered by EPS Financial, a division of MetaBank, and may be used everywhere Visa debit cards are accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.


1The Refund Advance is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500 or 25%, 50%, or 75% of your expected tax refund from $500 - $6,000. Loan in the amount of $500 or 25% of your expected refund has an Annual Percentage Rate (APR) of 0.00%, a minimum loan amount of $500 and a maximum loan of $2,500. Loan in the amounts of 50% or 75% of your expected tax refund have an APR of 36.0%. For example, $3,000 representing 50% of expected refund borrowed over 24 day terms, total amount payable in a single payment is $3,071.01 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.


2Additional marketing fee applies for every approved advance with e-Collect and e-Bonus programs or loans without a refund transfer. Pre-Acknowledgement loans (approved prior to IRS Acknowledgement) have a $79 marketing fee in all programs.


3e-Bonus Terms: EPS will pay a $12 rebate for each funded check and direct deposit disbursement and $25 for each card disbursement.  Funding is defined as any taxpayer return funded by IRS or state that covers the entire e-Bonus product price of $39.95 (account set up fee) and was funded between the start of eFile and April 30, 2019.  The rebate will be sent to the ERO via ACH between May 15-30, 2019. EPS reserves the right to withhold any rebate funding if the ERO owes EPS money from duplicate checks, fraud or other issues.  If the ERO office is in a declined status due to fraud on or before April 30, 2019, EPS reserves the right to withhold any rebate payments. Rebate availability varies by state and software.

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