Get The Edge to Power Your Business

Join Our More Than 30,000 Independent Tax Offices

More options. Better Solutions. That’s the EPS Edge!

There is a reason that more than 30,000 independent tax professionals like you choose to partner with EPS. Are you ready to find out why?


2022 Latino Tax Fest Preferred Banking Partner

Through resources, connections and a strong industry voice, we help you, the tax professional serve your clients with the highest level of excellence. Our members benefit from unmatched tax programs, timely information and updates. We are equipped to serve the taxpaying public honestly, expertly and professionally.


Give clients who may not be able to pay your tax preparation fee upfront the option of paying you later by using their refund. What better way to open the door to new clients and then ensure you get paid before they leave your office. EPS provides three different Refund Transfer programs because YOU know best what works for your tax office.

Low Cost Refund Transfer



e-Pay: Debit and Credit Card Payment Processing Solutions for YOUR Tax Office

Our payment processing program comes with no monthly fees outside tax season, no long-term contracts, and year-round processing. Give your clients more with these great benefits for you:

  • Processing rates starting as low as 1.74%
  • No hidden fees
  • Programs for ALL business sizes
  • Year-round processing
  • Program managed in-house

An Educated Customer is an EPS Customer

The difference between our three programs has made us an industry leader. In other words, independent tax offices that enroll will see results based on their specific tax office needs. Above all, here’s where we excel:

  • Low-Cost Leader
  • More Options
  • Originate over $2B in Taxpayer Advances
  • Customized Merchant Service Options

Learn More

Taxpayer Advance Loans3 Gives Clients Flexibility

Clients who want access to money before receiving their refund, can apply for an advance loan and could get same-day access to funds6. Our new loan structure raises the bar on approvals, and our no-cost options2 for clients help you stay competitive with national chains.

We also have a no in-season marketing fee option5 for tax professionals. We’re so committed to giving you what you need to grow your business that our programs have originated more than $2billion in taxpayer advances!

Pre-Acknowledgement fee4 applies.






Direct Deposit

Direct Deposit

Tax Office Loans7 to Get You Started and More!

We know how much goes into getting your office ready for tax season. That’s why we provides cash flow assistance to qualified tax preparers to help you get started. We offer pre-season office start-up loans, in-season fee advances, software purchase assistance, and a loyalty card program to reward your customers.

Why get the EPS Edge?

With more than 30,000 tax offices enrolled in our system, EPS is the low-cost industry leader with innovative and easy-to-use tax programs to help you attract new clients and take your business to the next level. We give you access to programs to be competitive in your market, merchant options customized for tax offices, and award-winning customer support.

Merchant Services with No Monthly Fees Outside of Tax Season

EPS has built a credit and debit card processing platform specifically for the tax professional with no monthly fees outside of tax season, no long-term contracts, and hidden costs. We’ve been offering credit card processing for years as another way for any size business to collect tax preparation fees. If you’re already processing with someone else, ask us for a free statement analysis to see how we can save you money!

Tax Office Support at ALL Levels

    Live chat options
    Marketing materials to promote your office
    Keep track of transactions

Software Partners Make it Easy to Switch!

We’re compatible with many leading tax software programs, making it easy to switch to us and get The Edge when it matters most. Check out our software partners and get started now! If you don’t see your software on this list, give us a call. Our goal is to put the ease in your tax season with more options for doing business and serving clients.

The FasterMoney Discover Prepaid Card Saves You Time


The FasterMoney® Discover® Prepaid Card8 is a great option for clients who don’t have a traditional bank account in which to receive their tax refunds. In other words, the taxpayer doesn’t have to come back to the office to pick up a check. The prepaid card saves you time and the cost of printing a check while giving clients a secure and easy way to access their refund.

“At EPS, We’ve Made It Our Business to Help Your Business.”

EPS President, Clark Gill

1.The Refund Transfer is an optional tax refund-related product offered by MetaBank®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.

2. Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers, however other options include a marketing fee and consumer fee.

3. The Refund Advance is an optional tax-refund related loan provided by MetaBank, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29-day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

4. Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.

5. A marketing fee of $29.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 marketing fees require e-Advance program or use of the FasterMoney® Discover® Prepaid Card for disbursement with e-Collect and e-Bonus.

6. $0 Marketing Fees require e-Advance program or use of the FasterMoney Prepaid Card for disbursement. Additional marketing fee applies for every approved advance with e-Collect and e-Bonus programs or loans without a refund transfer. Availability and fees may vary by software.

7. Office loan availability dependent on ERO application approval and eligibility criteria. Terms and conditions apply.

8. The FasterMoney® Discover® Prepaid Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Discover Network. Discover and the Discover acceptance mark are service marks used by MetaBank, Member FDIC, under license from Discover Financial Services.